These loans are called car title loans because you pledge the title (or ownership) of the automobile as collateral. You must own the automobile completely to qualify for a car title loan in Arizona.

Car title loans in Arizona are generally short-term emergency loans. You’ll probably have to repay the car title loan in Arizona within 30 days. However, you can sometimes renew the loan after 30 days and pay later. Regulators generally limit the number of times that a car title loan can be extended. The actual length of your loan will depend on several factors including the amount of the loan.

However, while keeping in mind these criteria, a title loan can often be a life-saver in certain situations. Everyone has run short of cash at one time or another. Maybe the phone bill or electric bill is due just a few days before payday, or an appliance breaks down at the same time as an injury, or there is a need that cannot be put off even for a few days. A Title Loan allows you to manage these kinds of crisis without having to borrow from family members or friends. Problem solved – with privacy and dignity.

Loans for title programs go by a variety of names: Car title loans, Auto title loans, Cash title loans, or Motor vehicle equity lines of credit. They are all essentially different names for the same type of loan.

An Arizona AutoTitle Loan is a short-term loan against your motor vehicle’s title. We make AZ Auto Title Loans for all sorts of purposes, using your car, truck, motorcycle, RV, or even commercial vehicle as collateral. Although, there are no year or mileage limits on your vehicle, your ability to borrow is determined by the value of your vehicle. Even though it is easier when your motor vehicle is paid for, we can sometimes pay off your existing loan and issue you a new loan. All Arizona lenders require an Arizona title for a loan. Converting an out of state title to an Arizona title is easy to do. We can assist you!

One of the most important things to remember is that it is very important to keep in communication with the Cactus Jack Title Loan office that made your Arizona Auto Title Loan; we will always try to help if you contact us about any problems you are having. If you cannot make your payment on time, or if you will not be able to complete your payoff on schedule, please call us so that we can work out a solution with you. Keeping in close contact is the best course of action for the term of the loan.

Your payment schedule may be bi-weekly, semi-monthly or monthly. We can work out the schedule when you come in to apply for the Arizona Auto Title loan. Then, you can either make your payment in the drop box at your store location or to your store’s money gram account. Click here for your Money Gram Store Info. After hours payments will be credited to your account the next business day.