Q. What are Car Title Loans?
A. A Car Title Loan is a short-term loan against your motor vehicle’s title. We issue title loans for all sorts of purposes, using your car, truck, motorcycle, RV, or commercial vehicle as collateral.

Q. How long does it take to get my money?
A. In most cases 30 minutes or less.

Q. Are there any year or mileage limits on my motor vehicle?
A. Although, there are no year or mileage limits, your ability to borrow is determined by the value of your vehicle.

Q. What if I have bad credit, can I still get a title loan for my car, truck or other vehicle?
A. Our ability to lend you money is based on other criteria than your credit history, which is not an important part of our customer evaluation.

Q. Does my vehicle need to be paid for?
A. No, while it is easier when your motor vehicle is paid for, we can pay off your existing loan and issue you a new loan for your car.

Q. Do I need an Arizona Certificate of Title?
A. All Arizona lenders require an Arizona title. Converting an out of state title to an Arizona title is easy to do. We can assist you!

Q. Do I need an appointment?
A. No appointment is needed; loan processors are always available to assist you during normal business hours.

Q. What if I am not currently employed, self-employed or do not receive a regular paycheck?
A. We may still be able to help you with a title loan, just call us.

Q. What if I live with someone else?
A. We would like to see some recent mail that has been sent to your current place of residence with your name on it.

Q. What if I become late on my payment?
A. It is very important to keep in communication with the Cactus Jack Title Loan office that made your loan; we will always try to help.

Q. What if I am not able to pay-off my loan by the end of my contract?
A. Just call us, we are always willing to help.

Q. What will my payment schedule be?
A. Loan repayment will be bi-weekly, semi-monthly or monthly.

Q. How long is the loan?
A. the term on your title loan repayment depends on your payment schedule.